FOUND THE ONE?

When you fall in love with a home, I’ll write up an offer to purchase it. Working with our legal counsel I have the necessary contracts prepared for your real estate transaction. These contracts enable us to specify a sale price and include clauses for various terms of purchase, such as a closing and possession date, deposit amount, and other conditions. 

 

NEGOTIATING THE DEAL

Negotiating the transaction is usually the most complex aspect of buying a home. You can expect a high level of expertise when I negotiate a transaction for you. Using strong market analysis, negotiation strategies and relationships with fellow realtors, you will be assured to experience a smooth negotiation.  

 

WELLNESS CHECK-UP

Next we’ll hire a professional, third-party home inspector to take a closer look at the home and confirm that it’s in good order. The goal is to evaluate it from a structural and safety standpoint to ensure that you’re buying a hazard-free, up-to-code property that’s a good investment.

 

APPLY FOR THE LOAN

Once you have a pending agreement, it’s time to go back to your chosen lender to finalize your mortgage details to close the deal. This means finalizing your down payment, interest rate, payment schedule and any other financial conditions.

 

CONFIRM THE VALUE

If getting a mortgage, your potential new home needs to be appraised, which is an unbiased estimate of what it is worth. Your lender needs to make sure the house you’re trying to buy is valued at or above the price you’re paying for.

 

MAKE IT OFFICIAL

A title search is conducted to make sure your property’s title is valid. This thorough examination takes place to ensure that you’ll become the rightful new owner of the property. The title insurance company will look at deeds, wills, and trusts, tracing the history of the property back many years. 

 

FINAL TOUR // CLOSING // KEYS // TIME TO MOVE!

Visit your new house one last time to make sure everything is on point. Double check that any updates you negotiated have been made. It’s the moment you’ve been waiting for. Closing time! You’ll receive the property title and copies of all documentation pertaining to your purchase. This is the most exciting time for my clients; We are almost at the finish line!